How much house?
How much house your paycheck supports in Florida
Two numbers start it: what your household earns and what it already pays each month on debts. From there we size a mortgage the way underwriters do, by debt-to-income ratio, and then check that price against your county's caps and the Hometown Heroes math.
Price range that fits
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- Monthly housing budget
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- First mortgage, roughly
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- Down payment required
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- Likely help
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A rough guide, not a loan offer. The default rate is only an example; use the one a lender quotes you. Our monthly figure folds in principal and interest, the tax-and-insurance percentage above, and a rough mortgage insurance charge (FHA 0.55% a year, conventional 0.5%, USDA 0.35%, VA none).
Get real numbers