2026 Hometown Heroes funds are open now, first-come, first-served. Last year's money ran out by February.See where you stand
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Florida Hometown Heroes Housing Program

Jobs that qualify in Florida

You need to work full-time for one eligible employer at a Florida brick-and-mortar location, or be active military, a reservist or a veteran. Remote workers and offer letters don't count.

Teachers & School Staff

Florida K-12 teachers, aides, counselors and school staff may get 5% of their loan, up to $35,000, at 0% toward a first home through Hometown Heroes.

Firefighters, EMTs & Paramedics

Florida firefighters, EMTs and paramedics may get 5% of their first mortgage ($10,000 to $35,000) as a 0% deferred second through Hometown Heroes.

Law Enforcement & Public Safety

Florida police officers, deputies, corrections staff and 911 dispatchers may get up to $35,000 at 0% toward a first home through Hometown Heroes.

Nurses & Healthcare Workers

Florida RNs, LPNs, CNAs, techs, therapists and other healthcare workers may get 5% of their loan, up to $35,000, at 0% through Hometown Heroes.

Court Employees

Florida court clerks, court reporters, assistant state attorneys and public defenders may get up to $35,000 at 0% toward a first home via Hometown Heroes.

Child Care Workers

Full-time workers at Florida licensed or license-exempt child care facilities, including home day cares, may get up to $35,000 at 0% from Hometown Heroes.

Military & Veterans

Active-duty military, reservists and veterans working in Florida may get 5% of their loan, up to $35,000, at 0%. First-time buyer rule waived for most.

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