Florida Hometown Heroes Housing Program
Hometown Heroes for Florida police, deputies and public safety staff
Florida police officers, deputies, corrections staff and 911 dispatchers may get up to $35,000 at 0% toward a first home through Hometown Heroes.
Who's covered
Full-time employees of a Florida-based local, county, state or federal law enforcement department, juvenile detention facility, correctional facility or emergency operations center qualify. Examples include sworn officers and deputies, correctional and probation officers, juvenile detention and probation officers, and 911 dispatchers.
Your lender verifies full-time work at a specific Florida location with paystubs or a verification of employment.
Dispatchers and corrections count
You don't need a badge on the street. A 911 dispatcher at an emergency operations center or an officer at a state correctional facility qualifies the same way a road deputy does.
Federal agencies too
The employer list includes federal law enforcement, as long as you work full-time at a Florida location.
Paperwork to pull together
- Recent paystubs or a verification of employment
- Employer letter confirming full-time status and your Florida work location, if requested
- Homebuyer education certificate
- Standard mortgage income and asset documents
Questions we hear
Do 911 dispatchers qualify?
Yes. Full-time dispatchers at a Florida law enforcement agency or emergency operations center are eligible.
Do corrections officers qualify?
Yes. Correctional, probation and juvenile detention officers working full-time at a Florida facility are on the list.
How much can I get?
5% of your first mortgage, from $10,000 up to $35,000, as a 0% deferred second mortgage.
